Archive for June, 2010

Be Flexible In The Shifting Short Sale Industry

Wednesday, June 30th, 2010

Good morning! You are viewing As you might by now be aware, today is mindset Monday. Today is all about mindset and the subject is something that Fred talked about in the monthly coaching call last week. If you are not a part of the monthly coaching calls yet, you need to get signed up for them. It is the best place to ask questions and get answers. Also, you will get our aid and our opinion without holding back. Quite truthfully, we have to hold back our real opinions on so that we do not get into trouble.

So, the topic we spoke about was being flexible. What do i imply by that? In short sale dealings and in life, you have to be variable and roll with the punches. A very sensible man has a flexible reality. The reason we say that is because stuff is continuously shifting.

If you aren’t flexible enough to adapt to the shift in the short sale industry and day to day stuff that constantly change you will struggle. We are not necessarily talking about the new rules. Nevertheless, we are referring to the flexibility of dealing with hassles and falsehood that the lender might tell you. For instance, one moment the negotiator tells you that she will submit the folder for approval on Friday and the next moment she requests that you get rid of the fee off the HUD because the investor requested it. You have to be flexible enough to comprehend that not everything you hear is always going to be the truth. As a matter of fact, you should maybe trust no one and validate everything from the lender. Whatever was factual yesterday, might not be the case today.

When the you get used to the dealing with a specific bank and then someone throws you a curveball, you need to realize that the bank did not alter its policy over night. Chances are that somebody at the bank is not giving you the entire story.

Be flexible enough to verify everything or be flexible enough to put a specific matter aside to work on it again tomorrow. You might discover that tomorrow, everything is back to normal.

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Cut Summer Utility Bills

Wednesday, June 30th, 2010

Take a chunk out of your energy bills by monitoring the use of certain appliances.

High utility bills seem to be a major concern during the cold winter months when heat and light usage may be higher than other times of the year. But summer tends to be another season that sees massive spikes in utility costs. Here are some quick ways to cut costs.

Besides shutting lights off when they’re not in use, utilizing fluorescent lights will save more money, reports the Santa Rosa Press Gazette. Fluorescent lights may be more expensive to purchase, but they last 10 times longer than incandescent lamps.

During the warmer months, an air conditioner can drain your wallet.

“During the summer, your air conditioner is the biggest user of electricity,” says the paper. “For many homes, it accounts for more than half of the summer electric bill.”

When not at home, the paper recommends turning the thermostat higher to save energy on cooling costs. Electricity costs between 3 percent and 5 percent more for every degree the temperature is kept below 78. Allowing the home to be a bit warmer while no one is home is a cost-saving tip that people won’t even notice.

Using a fan also helps cool the air without the expense of an air conditioner. Operating an energy efficient model will bring your bill down even lower. The U.S. Environmental Protection Agency and the U.S. Department of Energy say that energy star rated fans are 50 percent more efficient than standard ones.

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