Archive for July, 2010

Amortization Schedule Table Calculator

Saturday, July 31st, 2010

Amortization schedule & chart – Use amortization calculator

Amortization chart is a table which provides details about all payments of an amortization loan in chronological order, it gives information about your interest, principal and balance amount at one go.
Amortization is the process of paying off a debt raised out of a loan or a mortgage over a period of time through making regular monthly or annual payments. Amortization chart also known as is basically a table which gives you detail information about your monthly payments on a amortization loan, every loan constitute of two parts, one is your principal amount and other one is your interest. So amortization amount shows how much of your monthly payment will go to interest and how much towards your principal amount.

Amortization calculator is available free online

There are many websites which provide free to draw your amortization schedule with full detail about each periodic payment on an amortizing loan. The amortization schedule provides all payments information in chronological order, payments period starts after the loan was taken out. The first payment shown by the amortization schedule is assumed to take place at the start of payment period and the last payment in the amortization schedule is at the closing of your payment period which completely pays of the reminder of the loan It may be different from your all earlier payments.
Initially, a large portion of each payment is devoted to interest. As the loan matures, larger portions go towards paying down the principal, monthly payment is fixed and the amount of money paid to interest varies each month. It is important to note that all calculations done by heloc calculator do not include any additional costs such as closing costs, property taxes, or mortgage insurance.

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For The Weekend — A Disturbing Info Graphic

Saturday, July 31st, 2010

This info graphic has been in the Chicago Tribune and is also located here. It shows the rapid increase in foreclosures in Chicago’s Belmont Cragin neighborhood. Between 2007 and 2009, the number nearly tripled. This is truly a sobering view for those who remain oblivious to the problem at hand.

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