Dragons and Demons

America’s lenders have started a new round of foreclosure activity — in time for Spring, when house sales generally heat up.

The Wolf is Back at the Door

Friends and associates are receiving final notices.

Those notices are timed with news stories stating that home prices are still down, interest rates are down, and if one qualifies, now is the time to buy. Somewhat true, but look at the cost. More people have been displaced and forced to move from foreclosures than in any war zone in the history of the world. What we have been experienced and still are experiencing is a colossal land grab. Oddly, a Big Player in this land grab is HSBC — Hong Kong Shanghai Banking Company with home offices in Wales and England. Seems England still want to own America and is well on the way.

Last night, I had a dream of unleashing my dragons . . . I draw them . . . they are small and peaceful generally, but they are upset. My dragons are shape shifters. Normally playing or sleeping in fields or on mountain tops, they flared.

Within minutes, from their normal exotic bodies, they grew and left the house around 2 a.m.

They can’t be controlled when they are upset. As this is written, they are flying over the houses of banking, real estate and marketing executives, and snatching those executives off of their gated lawns.

We’re not sure what the dragons are doing with the executives, nor do we care. This dream was on the heels of seeing Just saw Quentin Tarantino’s Django Unchained wherein former dentist, Dr. King Schultz, buys the freedom of a slave, Django, and trains him with the intent to make him his deputy bounty hunter. Instead, he is led to the site of Django’s wife who is under the hands of Calvin Candie, a ruthless plantation owner.

Real estate executives and lenders are manipulating numbers by NOT including short sales.

When owners allow their home to be sold via a short sale, they lose their home, their investment, but purportedly save their financial reputation (which isn’t quite accurate). The banks benefit and have insurance against loss. Real estate agents benefit. The home owner does not.

In addition to being covered by insurance, lenders are now racking in cash again by selling the houses they took back. New buyers are working through banks to get with FHA-backed loans. “An FHA loan is a good option for those who can qualify,” said Paul Leonard, California director of the Center for Responsible Lending. It is a good time to try to buy, but first one has to recover from what lenders

have done for the past several years, which includes inept bankers and outright lies.

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