Archive for the ‘Advocate’ Category

Dispelling Some Of The Short Sale Myths I Heed From Sacramento Homeowners

Monday, June 4th, 2012

Hello everybody Mike Rigley here, your short sale advocate within the Sacramento area, thanks for taking a minute to take a look at my weblog today. I work with Keller Williams Realty in the Sacramento area and use my blog to provide homeowners with helpful data on their choices for avoiding foreclosure. Should you can no longer afford your monthly mortgage payments, or if a short sale simply makes business sense, please visit my website or give me a call to discuss your real estate options.

For my weblog at the moment I wanted to debunk some short sale myths which were circulating across the Sacramento area. The short sale process continues to be a moderately new concept to a lot of people and in turn there can be lots of misinformation amongst homeowners. One of these myths is {that a} short sale may have the same impact on your credit rating as a foreclosure would. This is absolutely untrue and actually some of my clients have been approved for a mortgage only months after finishing a short sale. This example actually debunks another common myth that someone who completes a short sale can’t qualify for a mortgage for at the least three to five years. In a foreclosure a Sacramento house owner will have to wait at the very least five years with a purpose to be approved for a mortgage.

These are just some examples of things I’ve heard from Sacramento residents which are simply not true. By having a short sale agent with experience like myself you may guarantee any of these myths are debunked. Your short sale agent ought to have completed no less than ten short sales previously and have experience with your lender so as to be qualified. Thank you for your time at the moment and I hope to hear from you soon. Call me today. Sleep better tonight. You may be happy that you did.

For more information on short sales and how to avoid foreclosure, or you can also and get started today.

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A Huge Success Story In Joining Up Together With NationStar & Fannie Mae On A Short Sale File

Sunday, June 3rd, 2012

Hello everybody Mike Rigley here, your short sale advocate within the Sacramento area, thanks for taking a minute to stop by my weblog today. I work with Keller Williams Realty within the Sacramento area and use my blog to provide homeowners who may be underwater on their mortgage information on avoiding foreclosure. In case you are considering a short sale, or can no longer afford your mortgage, please stop by my website or contact me to today to go over all of your options.

For my weblog right now I wanted to discuss working with Nation Star on a short sale file and some of my recent short sale files. I not too long ago had an incredible success story on a Nation Star file that was owned by Fannie Mae. Nation Star was the servicing company and as usual they asked for the lender to make a cash contribution for the short sale closing. As a short sale advocate who understands California state law I was able to negotiate with Bank Star so as to have no contribution made and the short sale closed within thirty days. The seller was capable of walk away from a mortgage debt of two hundred and eighty thousand {dollars} with no income taxes due and only minor damage to her credit. Her next mortgage may have payments nearly half of her previous mortgage and that is hard to beat. Because this lender completed a short sale they had been able to miss fewer mortgage payments and in turn do less damage to their credit.

Do not believe all of the bad tales you hear about the short sale process and dealing with your lender. Call me in the present day to discuss your entire options for getting out from below your distressed property. You can be blissful you did. Thanks for your time and I hope you will have a wonderful day now.

For more information on short sales and how to avoid foreclosure, or you can also and get started today.

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