Archive for the ‘Banks and Bankers’ Category

Dragons and Demons

Tuesday, March 26th, 2013

America’s lenders have started a new round of foreclosure activity — in time for Spring, when house sales generally heat up.

The Wolf is Back at the Door

Friends and associates are receiving final notices.

Those notices are timed with news stories stating that home prices are still down, interest rates are down, and if one qualifies, now is the time to buy. Somewhat true, but look at the cost. More people have been displaced and forced to move from foreclosures than in any war zone in the history of the world. What we have been experienced and still are experiencing is a colossal land grab. Oddly, a Big Player in this land grab is HSBC — Hong Kong Shanghai Banking Company with home offices in Wales and England. Seems England still want to own America and is well on the way.

Last night, I had a dream of unleashing my dragons . . . I draw them . . . they are small and peaceful generally, but they are upset. My dragons are shape shifters. Normally playing or sleeping in fields or on mountain tops, they flared.

Within minutes, from their normal exotic bodies, they grew and left the house around 2 a.m.

They can’t be controlled when they are upset. As this is written, they are flying over the houses of banking, real estate and marketing executives, and snatching those executives off of their gated lawns.

We’re not sure what the dragons are doing with the executives, nor do we care. This dream was on the heels of seeing Just saw Quentin Tarantino’s Django Unchained wherein former dentist, Dr. King Schultz, buys the freedom of a slave, Django, and trains him with the intent to make him his deputy bounty hunter. Instead, he is led to the site of Django’s wife who is under the hands of Calvin Candie, a ruthless plantation owner.

Real estate executives and lenders are manipulating numbers by NOT including short sales.

When owners allow their home to be sold via a short sale, they lose their home, their investment, but purportedly save their financial reputation (which isn’t quite accurate). The banks benefit and have insurance against loss. Real estate agents benefit. The home owner does not.

In addition to being covered by insurance, lenders are now racking in cash again by selling the houses they took back. New buyers are working through banks to get with FHA-backed loans. “An FHA loan is a good option for those who can qualify,” said Paul Leonard, California director of the Center for Responsible Lending. It is a good time to try to buy, but first one has to recover from what lenders

have done for the past several years, which includes inept bankers and outright lies.

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Above the Law . . . Still!

Sunday, March 17th, 2013

Why do we still have people above the law? At one time it was possible to skirt media (and Facebook), but now it is NOT.

We all know who did what to whom, yet no one is getting busted. Do these corporate crooks sit around at cocktail parties in their tuxes all the while laughing at their evil deeds? Seems so. Apparently, no one is

Eric Holder: Nobody is above the law

Not one of the Wall Street crooks who drove our economy off a cliff has gone to jail. And now we know why.

For the country’s top law enforcement official, Attorney General Eric Holder, “too big to fail” has now become “too big to jail.”

Shockingly, Attorney General Holder recently admitted as much, saying:

“I am concerned that the size of some of these institutions becomes so large that it does become difficult for us to prosecute them when we are hit with indications that if you do prosecute, if you do bring a criminal charge, it will have a negative impact on the national economy, perhaps even the world economy.”

Nobody in our country is above the law. But apparently Attorney General

Holder — the 82nd Attorney General of the United States — has lost sight of that.

(Editor’s Note: We have heard top-notch businesspeople express similar thoughts since the real estate debacle started in 2008. Those who have done the most harm to our country and Americans are counting on this; they have operated most of their lives as though they are above the law. It IS time to change that! The expressed concern is that in prosecuting corporations, as they should be prosecuted, will “have an impact on innocent third parties.” What? The current M.O. of too many major corporations, particularly banks, already have an impact on those same innocent third parties. so that rationale is idiotic.)

Tell Attorney General Holder: “It’s your job to prosecute criminals. If you can’t bring yourself to prosecute Wall Street crooks, you should resign.”

Click the link below to sign the petition:

Excerpted from The Huffington Post: The benefits of enforcing the law generally outweigh the collateral damage of such actions, say the charging guidelines found in Title 9, Chapter 9-28 of the U.S. Attorneys’ Manual.

“Indicting corporations for wrongdoing enables the government to be a force for positive change of corporate culture, and a force to prevent, discover, and punish serious crimes,” the guidelines say, calling the prosecution of corporate crime a “high priority” for the Justice Department.

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