Archive for the ‘car expenses’ Category

Your Car May Cost Most Than You Think

Wednesday, April 17th, 2013

It’s a fact; cars are expensive. It doesn’t matter if you own your car outright or not; your car probably costs you a few hundred dollars every month. One of the most overlooked costs car buyers make are expenses. Car expenses can be expensive. And I’m not only talking about the high cost of gas…

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Don’t Drive Into Debt Driving To Work: 5 Money-Saving Rules of the Road Every Driver Must Know

Monday, October 1st, 2012

Let’s face it — the rising cost of gas is enough to bust anybody’s budget.  Most of us are forced to buy it so we can drive to work and earn an income.

As gas prices continue to rise, some of us find ourselves funding our fuel with credit cards.  It’s easy to blame it on the credit card companies.  They entice us by offering us rewards and rebates for our purchases.

Resist the temptation to power up their profits by using your credit card at the gas pump.  The truth is you don’t have to drive yourself into debt in order to drive to work. The less unsecured debt you have, the better off you are in the long run.

Extend the life of your gas dollar by following these steps.

1. Slow down. The faster you go, the harder your engine has to work. The more your engine works, the more gas you’ll use.  Keep in mind that if you drive  slower, it may take you a little longer to get to work.  A longer commute is a small sacrifice compared to the big savings you’ll enjoy by reducing the amount of gas you use

2. Lay off the brakes. If you want to get the best mileage out of your car, then you’ll need to drive at a steady pace.  Your engine works harder if it has to brake and accelerate too much.

3. Get rid of the drag.  If your car has a roof rack or something holding it down, remove it.  Drag, the force of air pulling on your vehicle, will hold your car down and reduce the mileage.

4. Pass on premium. Premium is good if you can afford it but can be costly if you cannot.  If your car can run on regular gas, purchase that and forgo the premium.  You can save as much as 50 cents per gallon by buying regular instead of premium.  A good rule of thumb to follow is that if your car can sustain 87-octane fuel, run on regular and pass on premium.

5. A cold engine will cut into your cash. Revving up your engine while it’s cold outside is a sure way to crank cash out of your wallet.  Allow your car to give you the best bang for your buck, warm it up for a minute or two.  You’ll get better mileage out of it if you do.

Although gas prices are going up, your debt does

not have to.  Invest a little time in maximizing your engine’s output and you’ll minimize your cost.   The rules of the road are clear — an ounce of prevention is worth a pound of cure.  You’ll get more miles out of your hard earned cash by using credit wisely, protecting and preserving your assets and spending less than you earn.  This is one route on the road to financial security.

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