Link Roundup: The Finer Points of Getting Rid of Your Junk for Profit
Posted on May 10th, 2013
Funny Money: The Finer Points of Getting Rid of Your Junk for Profit “Since you read awesome personal finance blogs like this one, surely you’re aware of the mystical powers of compound interest. But did you realize that the same principles apply to stuffed animals and squeeze bottles?” Money Under 30
Why Saving In Your 20s Is Easier Than Waiting “We’ve been over before why saving when you’re young is so beneficial, it gives your money a lot of time to double over and over. At an 8% rate of return (which is merely average over a long period of time), a $10,000 investment at age 25 will grow to be over $217,000 by age 65. That’s almost 22 times your initial investment! Saving while you’re in your 20s will yield incredible benefits, you just need to make sure you sock away as much as possible while you’re still young.” Sweating the Big Stuff
Overlooked Secrets to Do Away With Debt “To eliminate debt, you have to be both patient and persistent. There is no overnight solution to owing lots of money, but there are ways to minimize the obligations over time. Some of the most common techniques are reducing spending, making larger credit card payments, and getting a second job.” The Wisdom Journal
Pay Yourself First to Grow Your Savings Automatically! “One of the best ways to avoid dipping your fingers into your savings (especially your emergency fund for non-emergencies) is to automate your savings accounts so that your money flows through your personal economy without much interference from you. When you automate your savings accounts, you can force yourself to practice financial discipline — and work toward financial freedom.” Being Frugal
How to Spend Less on Some of Your ‘Needs’ “Enough about historical comparisons and international economics. Let’s look at a few examples of what Americans today consider needs and just how ridiculous (and expensive) they are. While we’re at it, let’s consider some common sense alternatives.” Free From Broke
The Difference Between Financial Freedom And Financial Independence “What is the difference between Financial Freedom and Financial Independence? Most people will tell you that they mean the same thing. They’ll say that it’s just a difference in terminology that can be used interchangeably. I won’t say that those people are wrong, but I have a slight difference in opinion.” Budget For Wealth
Don’t Overpay for Your Insurance “If there’s one thing that we all hate to pay, it’s insurance. In fact, I recently spoke to my car insurance agent and he even said that he hated to pay his insurance, and that’s his own field! But, even though we may not like it, and even though it feels like we’re just throwing our money away, it’s a necessary expense.” Not Made of Money
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Link Roundup: The Unemployment Diet: How We Cut Our Spending by $1,000 a Month
Posted on April 19th, 2013
The Unemployment Diet: How We Cut Our Spending by $1,000 a Month “One Tuesday morning last November my husband called from work and told me to sit down—and not get mad. Whenever a phone call starts that way, you just know it’s not going to end well.” Five Cent Nickel
14 Secrets Every Parent Should Know Before Talking To Their Kids About Money “Your child is looking up at you with those big, sad-looking eyes. ‘But why wouldn’t you buy this for me!?’ You don’t want your kid to grow up to be a spoiled brat. So what are you supposed to say?” Man Vs. Debt
Financial Playbook for Recent College Graduates “With graduation fast approaching, many students are about to enter the real world. It’s an exciting time, but life can throw some real curveballs, especially for those just starting out. How you handle these financial roadblocks can make a world of difference.” Nerd Wallet
Energy Bills: Shine Every Nickel “Energy bills can become a serious issue especially as seasons change from spring to summer and fall to winter. Here are several ways on how to manage your energy related bills and keep the costs reasonable throughout the year.” Minting Nickels
10 Money-Saving Tips For Your Wedding “This is the moment you have been anticipating. You got engaged and now you are marrying the person you love. You want the wedding of your dreams, but then you have to consider reality. Let’s face it, weddings are expensive, but there is no need to break out the tissues just yet. Here are ten ways that you save money while planning a wedding. With these tips, you will still get a beautiful wedding that you will cherish forever but at a lower cost. ” Prairie Eco-Thrifter
Why Credit Scores Matter Even if You Don’t Borrow “How much do credit scores matter? We often hear or read of someone saying something to the effect of I’m not worried about my credit scores, I don’t plan to borrow money anyway. I’m not a credit score junkie myself, and tend to have only modest interest in them. And I even tend to think that credit scores are one of those competition deals – you know, the mine’s better than yours kind of thing?” Out of Your Rut
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